My bank has the worst security for their online banking. Honest.
For years, the only security feature (if you can call it a feature) was the password: seven letters or less, alpha-numeric. You couldn't even use punctuation symbols.
I guess there was one other security feature: if you messed up your password three times, it would lock your account. Once locked, an account had to be reset by calling the bank during business hours and talking to a teller...
At some point the bank decided that this security was insufficient. But instead of improving their existing security (i.e. by letting me use a password of sufficient length), they decided to supplement it.
guy kawasaki doesn't like that he has to buy new power supplies for his macbook air either...